Effective Date: 1 January 2025
Last Updated: 1 January 2025
These Terms of Use (“Terms”) govern your access to and use of worth.ng (the “Website”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use this Website.
1. Acceptance of Terms
By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Your continued use of the Website constitutes acceptance of the modified Terms.
2. Description of Service
Worth.ng is an informational website that publishes estimated net worth data for celebrities and public figures, salary guides for various professions in Nigeria, skill valuations and career assessments, comparison articles and “Is it worth it?” verdicts, and related editorial content. All content is for informational and educational purposes only.
3. Content Disclaimer
All net worth figures, salary ranges, income estimates, and financial data published on this Website are estimates based on publicly available information. These figures are not verified by the individuals or organisations they reference and should not be treated as exact, official, or authoritative financial data. Worth.ng does not provide financial, investment, legal, or tax advice. You should not make financial decisions based solely on information found on this Website. Always consult a qualified professional for financial advice.
4. Intellectual Property
All content on this Website — including but not limited to text, articles, graphics, logos, icons, images, data compilations, page layouts, and software — is the property of Worth.ng or its content suppliers and is protected by Nigerian copyright law and international intellectual property treaties. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any material from this Website without our prior written consent, except for personal, non-commercial use such as printing or saving a single copy of a page for your own reference.
5. Permitted Use
You may use this Website for personal, non-commercial purposes. You may share links to our articles on social media and other platforms. Brief quotations with proper attribution and a link back to the original article are permitted for journalistic, academic, or commentary purposes under fair dealing provisions. You may not use automated tools, bots, scrapers, or similar technology to access, extract, or download content from this Website. You may not use our content to train machine learning or artificial intelligence models without express written permission.
6. User-Generated Content
If you submit comments, feedback, or other content to this Website, you grant Worth.ng a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, and display such content in connection with the Website. You represent that you own or have the necessary rights to submit such content and that it does not infringe the rights of any third party.
7. Prohibited Conduct
When using this Website, you agree not to use the Website for any unlawful purpose; post or transmit any content that is defamatory, obscene, hateful, or discriminatory; impersonate any person or entity or misrepresent your affiliation with any person or entity; attempt to gain unauthorised access to any part of the Website or its servers; interfere with or disrupt the Website or servers or networks connected to the Website; use data mining, robots, or similar data-gathering tools on the Website; or transmit any viruses, malware, or other harmful code.
8. Third-Party Links
This Website may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, products, or services offered by third parties. You access third-party sites at your own risk and subject to their terms and policies.
9. Advertising
This Website displays advertisements from third-party advertising networks, including Google AdSense. We do not endorse any product, service, or claim made in any advertisement. Your interactions with advertisers are solely between you and the advertiser.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Worth.ng, its owners, operators, employees, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of or inability to use this Website, any content on the Website, or any third-party websites or services linked from the Website, whether based on warranty, contract, tort, or any other legal theory, and whether or not we have been advised of the possibility of such damages.
11. Indemnification
You agree to indemnify, defend, and hold harmless Worth.ng, its owners, operators, employees, and contributors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to your use of the Website, your violation of these Terms, or your violation of any rights of a third party.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.
13. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
14. Contact
If you have any questions about these Terms, please contact us at legal@worth.ng or visit our Contact page.